How much does therapy cost?

Manifest Counseling is in-network with select insurance plans, and I am happy to use your insurance benefits if that is the best option for you.

However, many clients choose to invest in self-pay therapy because it offers greater privacy, flexibility, and control over their mental health care.

When insurance is used, insurance companies generally require that a therapist assign a mental health diagnosis that demonstrates medical necessity for treatment. This diagnosis becomes part of the medical record submitted to your insurance company. Insurance companies may also require additional clinical information, such as treatment plans, progress updates, or session documentation, in order to authorize or continue coverage.

With self-pay therapy, treatment is not subject to insurance requirements. This allows us to focus on your personal goals rather than meeting medical necessity criteria or limitations on the number or type of sessions covered. Many people seek therapy for personal growth, relationship concerns, life transitions, stress management, or preventative mental health care—areas that may not always fit neatly within insurance guidelines.

There is no right or wrong choice. Some clients prioritize using their insurance benefits, while others value the additional privacy and flexibility that self-pay can provide. I am happy to discuss both options with you so you can make the decision that best fits your needs.

Manifest Counseling is currently in-network with most Blue Cross Blue Shield (BCBS), Aetna, and Cigna plans. However, insurance coverage varies by employer, plan type, and individual benefits. Being in-network does not guarantee that your specific plan covers mental health services or that all services will be covered.

Before your first appointment, I recommend verifying your behavioral health benefits with your insurance company. You may be responsible for deductibles, copays, coinsurance, or services that are not covered by your plan. As a courtesy, I will verify your benefits whenever possible, but clients are ultimately responsible for understanding their insurance coverage and any associated costs.

If you have questions about whether I am in-network with your specific plan or would like to discuss self-pay options, please don't hesitate to reach out. I'm happy to help you determine the option that best fits your needs.